Citi Mortgage has time frames automatically set up for letter of authorizations to expire. This is currently set at 6 Months but if a homeowner so chooses to they. Workable SolutionsSM Financial Form. 1 of 1 rev 02/20/ CitiMortgage, Inc. does business as Citicorp Mortgage in MT and NM. LETTER OF AUTHORIZATION. Dear CitiMortgage Customer(s): In order for CitiMortgage, Inc. to discuss your mortgage loan with a third party, we must obtain a letter of authorization form.

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Two hours later and several transfers back and forth between people that I’d already talked to, a customer service representative told me to send a copy of the June 30th payoff statement and the requested authorization to apply to the account. The CitiMortgage also stated, “we have no acknowledgment of you or your husband citumortgage about being concerned about your account. At age 67 I applied citimortgagr Social Security and applied to CitiMortgage for a loan modification to reduce my payments.

The attorney general of NY is investigating Citi Corp and other banks for high lending fees. After getting so frustrated, I spoke with someone else who told me that my filed had been closed because of non payment of the agreed money.

I immediately called the attorney on the letter, a Mr. I got my escrow estimate from them and my jaw nearly hit the citimoortgage. We kept making the mortgage payments and were happy campers other than we had to pay attorney fees to a local counsel that principal hired in our city to represent their interests in the bankruptcy. The loan number Citimortgage referenced in my letter belonged to someone else.

In order to prevail in a court of law, CitiMortgage and their local attorneys committed fraud on the court by altering a sworn affidavit and adding a forged endorsement onto a fabricated note. They are holding the insurance money paid on my Hurricane Frances claim because they are holding my mortgage.


People are right about citi mortgage, they do have a lot of problems, I have been having citimortgzge for almost 2 years with them.

We must hit em where it hurts. I hope it ends soon. I have been with them and have a perfect track record.

I called the bank and asked them to resend the payments and they suggested I verify one more time with CitiMortgage the account numbers. Seems to be many people being screwed over by CitiMortgage. With this in mind we are done playing games, we have a contract that they must abide by, by law, We have contacted an attorney and quthorization pursuing a class action law suit against Citi Mortgage.

Fortunately, the gal on the other end of the phone was a little more intelligent. Already a month late. The most important thing is the time it takes to complete the loan process and what is necessary to do so. This is my first time on a blog, so here goes…. We even had 2 real estate agents come to our house wanting to put it on the market.

Citi Mortgage Letter of Authorization Time Period – Mortgage Lender Report

Well, finally after 3 weeks they approved the sale and the closing date was set. I am an attorney that is currently suing Citimortgage for unlawful escrow policies.

Disappointment ltter the human autthorization The staff were friendly and the organizations policies were fair and not heavy handed. Just pay an additional 12th over citimortgagge regular payment and that does the trick. I am sure they are holding on to it for as long as possible to get as much interest out of it as they can. They were easy to work with. Once they misapplied the payments so that one accoune was over paid and the other underpaid. That shows me their reporting me as 30 days late was a mistake, but a mistake they refuse to correct so I can obtain a refinance from another company.


And it gets worse. I called the Cleveland Court System to verify and get a copy of the summons stating, no payments have been made in months. We spoke and she said she would send out remodification documents and that I needed to return them ASAP. I will be pruchasing another home in the near future and will make it a part of the mortgage contract that the loan cannot be sold to Citimortgage.

Finally after almost a half hour I reached a lady with a strong Indian accent who put me on hold so that she could talk to her supervisor. Well hows this another Principal to CitiMortgage Horror story.


I realized there was a problem when a check I sent to Principal Residential check dated January 15, for my November and December mortgage payment s was never cashed. In the meantime, part of the money from the insurance company is for cleanup and removal of debris.

I jumped through hoops to find out who had my loan and make arrangements to make good on the payments and get back on track, yet no one at CitiMortage or your legal representation did what they should have or what I was told that they would do.

I have contacted them and sat on the phone and been told and argued with over that last payment date. I said what happened to the local counsel why didnt they approach our attorney about the reaffirmation agreement. My poor, hardworking parents had their mortgage sold to citimortgage a few months ago and they have had nothing but problems.

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